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In 1964, State Mutual Life Insurance Company became the first major life insurer to offer a reduced rate on life insurance for those people who did not smoke cigarettes

The nicotine standard could result in an even more dramatic decrease in domestic demand, suggesting even larger losses in terms of revenue

1991, The Fagerstrom Test for Nicotine Dependence: a revision of the Fagerstrom Tolerance Questionnaire. By answering these questions, users gain insight into their level of addiction and identify areas for improvement or potential treatment

Publisher | Google Scholor Lang TA, Secic M

After that, I think that a dividend cut is unlikely for the foreseeable future and that dividends can probably still increase in line with inflation for a good while yet